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QoL Value+ Protector: A policy that can change as your life changes

The one constant in life is change. QoL Value+ Protector life insurance, issued by American General Life Insurance Company (AGL) a member of American International Group, Inc. (AIG), is designed to help enhance and protect your quality of life, no matter what life stage you’re in now and whatever happens in each future life stage. It enables younger adults to lock in permanent life insurance coverage at affordable rates, then bundle additional coverages later in life. It helps bring security, affordability and flexibility to policy holders at older ages as well. Value+ Protector offers earnings potential to accumulate cash value. The flexibility allows you to make changes to the policy if your needs change in the future. Optional features and benefits also allow you to tailor the policy to fit your specific needs.1

What's your story?

Young couple

Needs

a. Replacing work income

b. Paying off a car, college education or debts

c. Saving for kid's education

d. Saving for retirement

Potential insurance solutions

a. Term life insurance

b. Term life insurance

c. Cash value life insurance

d. Cash value life insurance

Young family

Needs

a. Replacing work income

b. Paying off mortgage or other debt

c. Paying for kid's education

d. Retirement savings

Potential insurance solutions

a. Guaranteed permanent life insurance

b. Term life insurance

c. Life insurance with cash value

d. Life insurance with cash value

College graduate

Needs

a. Replacing work income

b. Paying off mortgage or other debt

c. Aging parent's care

d. Supplementing retirement savings

Potential insurance solutions

a. Guaranteed permanent life insurance

b. Term life insurance

c. Parent’s life insurance with living benefit riders

d. Life insurance with cash value

Retirement

Needs

a. Outliving your retirement assets

b. Offsetting reduced Social Security if spouse dies

c. Aging parent's care

d. Leaving a legacy for your children and grandchildren

Potential insurance solutions

a. Longevity insurance

b. Guaranteed permanent life insurance

c. Parent’s life insurance with living benefit riders

d. Guaranteed permanent life insurance

Tell us more about you and how we can help you on your life journey.

Learn more about QoL Value+ Protector

Download the following resources for more information about the features and benefits of QoL Value+ Protector.

Important Consumer Disclosures Regarding Accelerated Benefit Riders

FAQs

QoL Value+ Protector is an innovative and flexible product designed to help provide long-term financial protection for your family or business.

It combines many of the advantages of guaranteed universal life insurance, but with special features and interest crediting strategies that are designed to reduce costs and help deliver maximum value.

Life insurance can be a key component of protecting your family or business. The life insurance benefit can be used to provide income for loved ones, help continue a business or fund a succession strategy.

A licensed insurance professional can help you determine which Quality of Life. . .Insurance option may be right for you. Recommendations will be based on a number of factors, including your age, income, current life stage, and future financial objectives. Your insurance professional will want to know what’s important to your life today and tomorrow. You may be a candidate for QoL Value+ Protector if you want multiple policy options today and in the future.

QoL Value+ Protector is available in all states except NY and VT. If the policy is not yet available in your state, please check back as we expand availability.

1 Subject to policy terms and conditions.

 

 

 
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Policies issued by American General Life Insurance Company (AGL). Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG). Guarantees are backed by the claims-paying ability of the issuing insurance company. AGL does not solicit business in the state of New York. Products may not be available in all states and features may vary by state. Refer to contract for complete details.